{"id":114623,"date":"2026-08-07T13:25:00","date_gmt":"2026-08-07T16:25:00","guid":{"rendered":"https:\/\/www.lawnstarter.com\/blog\/?p=114623"},"modified":"2026-08-11T13:55:15","modified_gmt":"2026-08-11T16:55:15","slug":"most-hurricane-vulnerable-counties","status":"publish","type":"post","link":"https:\/\/www.lawnstarter.com\/blog\/studies\/most-hurricane-vulnerable-counties\/","title":{"rendered":"2026\u2019s Most Hurricane-Vulnerable Counties: 129 New Counties Join This Year\u2019s List"},"content":{"rendered":"<p class=\"wp-block-paragraph\">The 2026 hurricane season has been unusually quiet, as hostile El Ni\u00f1o winds are keeping overall storm numbers low.<\/p>    <p class=\"wp-block-paragraph\">Meanwhile, updated risk data shows that 443 U.S. counties now carry a moderate-to-high hurricane risk score \u2014 featuring 129 new counties after a December 2025 update to FEMA&#8217;s National Risk Index.<\/p>    <p class=\"wp-block-paragraph\">From fallen trees and flying debris to yard flooding, hurricanes take a massive toll on outdoor property. <a href=\"https:\/\/www.lawnstarter.com\/\">LawnStarter<\/a> ranked 2026&#8217;s Most Hurricane-Vulnerable Counties to show where homeowners need storm preparation the most.<\/p>    <div style=\"margin:0;padding:0;background-color:#f4f9f3;border:1px solid #dde3d8;border-left:4px solid #3DAA35;border-radius:4px;padding:20px 24px;font-family:Arial,Helvetica,sans-serif;color:#1e2d1c;\">   <span style=\"display:block;font-size:18px;font-weight:bold;color:#1a6314;margin-bottom:12px;\">Key Takeaways<\/span>   <div style=\"padding:0 0 12px 20px;text-indent:-20px;font-size:15px;line-height:1.5;\">     <span style=\"color:#3DAA35;\">&#8226;<\/span>&nbsp;Gulf Coast communities make up 72% of the 100 most vulnerable counties.   <\/div>   <div style=\"padding:0 0 12px 20px;text-indent:-20px;font-size:15px;line-height:1.5;\">     <span style=\"color:#3DAA35;\">&#8226;<\/span>&nbsp;Harris County, Texas (No. 9), faces the highest Expected Annual Loss ($457.9 million), according to <a href=\"https:\/\/www.fema.gov\/flood-maps\/products-tools\/national-risk-index\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color:#1a6314;text-decoration:underline;\">FEMA<\/a>, but residential damage from Hurricane Harvey (2017) in Houston alone cost an estimated $16 billion.   <\/div>   <div style=\"padding:0 0 0 20px;text-indent:-20px;font-size:15px;line-height:1.5;\">     <span style=\"color:#3DAA35;\">&#8226;<\/span>&nbsp;Greenville County, South Carolina (No. 414); Forsyth County, North Carolina (No. 338 &#8211; Winston-Salem); and Luzerne County, Pennsylvania (No. 410 &#8211; Wilkes-Barre), land among the 129 counties new to the list.   <\/div> <\/div>    <p class=\"wp-block-paragraph\">A quiet season doesn&#8217;t mean a safe one: AccuWeather&#8217;s seasonal forecast flagged the northern and northeastern Gulf and the Carolinas as higher-than-average risk zones this year. Read <a href=\"#ask-the-experts\" data-type=\"internal\" data-id=\"#ask-the-experts\">Ask the Experts<\/a> below for more.&nbsp;<\/p>    <p class=\"wp-block-paragraph\">See where over 400 U.S. counties ranked below. To learn how we ranked them \u2014 and why this list only covers counties FEMA rates as relatively moderate to high risk for hurricanes \u2014 see our <a href=\"#methodology\">methodology<\/a>.<\/p>    <h2 id=\"0-contents\" class=\"wp-block-heading\">Contents<\/h2>    <ul class=\"wp-block-list\"> <li><a href=\"#rankings\" data-type=\"internal\" data-id=\"#rankings\">County Rankings<\/a><\/li>    <li><a href=\"#top-5\">5 Most Hurricane-Vulnerable Counties<\/a><\/li>    <li><a href=\"#key-insights\">Regional Insights<\/a><\/li>    <li><a href=\"#fema-update\" data-type=\"internal\" data-id=\"#fema-update\">Why Did 129 New Counties Move Up FEMA\u2019s Hurricane Risk List This Year?<\/a><\/li>    <li><a href=\"#financial-impacts\" data-type=\"internal\" data-id=\"#financial-impacts\">Financial Impacts of Hurricane Season<\/a><\/li>    <li><a href=\"#ask-the-experts\">Ask the Experts<\/a><\/li>    <li><a href=\"#methodology\">Methodology: How We Ranked 2026\u2019s Most Hurricane-Vulnerable Counties<\/a><\/li>    <li><a href=\"#final-thoughts\">Protecting Your Yard During Hurricane Season<\/a><\/li> <\/ul>    <h2 id=\"rankings\" class=\"wp-block-heading\">County Rankings&nbsp;<\/h2>    <p class=\"wp-block-paragraph\">\u201cThe biggest mistake new homeowners make when moving into high-risk counties is underestimating the hurricane risk,\u201d says Alex DaSilva, Lead Hurricane Expert and Meteorologist with AccuWeather. \u201cMany people who move or retire to the South have never been in a hurricane before. They may not know all of the necessary action items to prepare for in case of a storm.&nbsp;<\/p>    <p class=\"wp-block-paragraph\">\u201cIt is very important that residents, new or old, check their evacuation zones every year, as they can occasionally change as new, more accurate surge modeling becomes available to meteorologists and emergency managers.\u201d<\/p>    <p class=\"wp-block-paragraph\">To rank the counties, we looked at Hurricane Risk and Expected Annual Loss estimates from FEMA. Our analysis also factors in Hurricane History \u2014 the number and severity of hurricanes making landfall over the past 10 years \u2014 and Disaster Cleanup (the number of National Disaster Debris Recovery Facilities) to help contrast the lived experience of recent hurricane seasons with FEMA\u2019s forecasting models.&nbsp;<\/p>    <p class=\"wp-block-paragraph\">See where each county landed in our ranking:<\/p>   <div style=\"position: relative; width: 100%; height: 0px; padding: 81.63% 0px 0px; overflow: hidden; will-change: transform;\"><iframe loading=\"lazy\" src=\"https:\/\/e.infogram.com\/f3941c93-7c9b-4096-805f-058ae28f5b06?src=embed&amp;embed_type=responsive_iframe\" title=\"LS: Ranking Table - 2024's Most Hurricane-Vulnerable Counties\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border-width: medium; border-style: none; border-color: currentcolor; border-image: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>   <p><iframe title=\"2026's Most Hurricane-Vulnerable Counties\" aria-label=\"Choropleth map\" id=\"datawrapper-chart-8oMYQ\" src=\"https:\/\/datawrapper.dwcdn.net\/8oMYQ\/1\/\" scrolling=\"no\" frameborder=\"0\" style=\"width: 0; min-width: 100% !important; border: none;\" height=\"573\" data-external=\"1\"><\/iframe><script type=\"text\/javascript\">(function(){function e(){window.addEventListener(`message`,function(e){if(e.data[`datawrapper-height`]!==void 0){var t=document.querySelectorAll(`iframe`);for(var n in e.data[`datawrapper-height`])for(var r=0,i;i=t[r];r++)if(i.contentWindow===e.source){var a=e.data[`datawrapper-height`][n]+`px`;i.style.height=a}}})}e()})();<\/script><\/p>    <h2 id=\"top-5\" class=\"wp-block-heading\">5 Most Hurricane-Vulnerable Counties<\/h2>    <p class=\"wp-block-paragraph\">Check out the slideshow below for insights and local tips for our 5 most hurricane-vulnerable counties.<\/p>   <div style=\"min-height: 535px\" class=\"ub_image_slider swiper-container wp-block-ub-image-slider\" id=\"ub_image_slider_773e90b6-5515-4673-94ac-8675af27e330\" data-swiper-data='{\"speed\":300,\"spaceBetween\":20,\"slidesPerView\":1,\"loop\":true,\"pagination\":{\"el\": \".swiper-pagination\" , \"type\": \"bullets\", \"clickable\":true},\"navigation\": {\"nextEl\": \".swiper-button-next\", \"prevEl\": \".swiper-button-prev\"}, \"keyboard\": { \"enabled\": true }, \"effect\": \"slide\",\"simulateTouch\":false}'>             <div class=\"swiper-wrapper\"><figure class=\"swiper-slide\">                 <img decoding=\"async\" src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/52765302293_fcd8fb65a6_c-1.png\" alt=\"Deputy Secretary Todman looks at destroyed homes in Lee County, Florida, after a hurricane\" style=\"height: 500px;; \">                 <figcaption class=\"ub_image_slider_image_caption\"><strong>No. 1: <\/strong>Lee County, Florida | Major cities: Cape Coral and Fort Myers<br><br><strong>Overall Score: <\/strong>67.74<br><strong>Hurricane Risk Score: <\/strong>99.92 | Rank: 3<br><strong>Total Number of Hurricanes in Last 10 Years (2016-2025): <\/strong>2 | Rank: 10 (TIE)<br><strong>Total Damages Caused by Hurricanes (Expected Annual Loss): <\/strong>Over $300 million | Rank: 3<br><br><strong>Local tips: <\/strong>Hurricane Ian made landfall near Lee County in 2022 as a Category 4 storm, and by the time the final toll was confirmed, <a href=\"https:\/\/www.wusf.org\/weather\/2023-02-04\/ian-death-toll-up-to-149\" target=\"_blank\" rel=\"noreferrer noopener\">71 of the storm&#8217;s deaths<\/a> statewide had occurred in Lee County alone \u2014 more than any other Florida county.<br><br>Sign up for <a href=\"https:\/\/www.alertlee.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">AlertLee<\/a> for evacuation notifications, and use the <a href=\"https:\/\/lee.floridahealth.gov\/programs-and-services\/emergency-preparedness-and-response\/emergency-notification\/\" target=\"_blank\" rel=\"noreferrer noopener\">LeePrepares app<\/a> or <a href=\"https:\/\/maps.leegov.com\/datasets\/evacuation-zones-3\/explore\" target=\"_blank\" rel=\"noreferrer noopener\">check the map from Lee County Emergency Management<\/a> to confirm your evacuation zone before hurricane season starts rather than during a storm watch.<br><br>If evacuation is ordered, I-75 northbound is a primary route inland, and <a href=\"https:\/\/www.fdot.gov\/emergencymanagement\/esu\/default.shtm\" target=\"_blank\" rel=\"noreferrer noopener\">Florida&#8217;s Emergency Shoulder Use program<\/a> has opened the inside shoulder of I-75 northbound to extra traffic during past evacuations, including Hurricane Ian, to help residents evacuate faster.\u00a0<br><br><strong>Read: <\/strong><a href=\"https:\/\/www.lawnstarter.com\/blog\/florida\/hurricane-resistant-landscaping-florida\/\">11 Hurricane-Resistant Landscaping Ideas for Florida<\/a><br><br>Photo Credit: <a href=\"https:\/\/www.flickr.com\/photos\/hudopa\/52765302293\/\" target=\"_blank\" rel=\"noreferrer noopener\">U.S. Dept. of Housing and Urban Development<\/a> \/ Flickr \/ Public Domain<br><em>Deputy Secretary Todman looks at destroyed homes in Lee County, Florida, after Hurricane Ian.<\/em><br><\/figcaption>             <\/figure><figure class=\"swiper-slide\">                 <img decoding=\"async\" src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/51439842108_06aa7312d3_c-1.png\" alt=\"Members of the National Guard distribute water and supplies to residents of Terrebonne Parish, Louisiana.\" style=\"height: 500px;; \">                 <figcaption class=\"ub_image_slider_image_caption\"><strong>No. 2: <\/strong>Terrebonne Parish, Louisiana | Major city: Houma\u00a0<br><br><strong>Overall Score: <\/strong>62.96<br><strong>Hurricane Risk Score: <\/strong>98.41 | Rank: 39<br><strong>Total Number of Hurricanes in Last 10 Years (2016-2025): <\/strong>5 | Rank: 1 (TIE)<br><strong>Total Damages Caused by Hurricanes (Expected Annual Loss): <\/strong>Over $89 million | Rank: 36<br><br><strong>Local tips: <\/strong>Terrebonne is protected by the <a href=\"https:\/\/www.mvn.usace.army.mil\/About\/Projects\/Morganza-to-the-Gulf\/\" target=\"_blank\" rel=\"noreferrer noopener\">Morganza to the Gulf levee system<\/a>, but county leaders have cautioned that these are flood-reduction structures, not flood-elimination structures \u2014 risk remains even behind the levees, as shown when Hurricane Francine&#8217;s <a href=\"https:\/\/www.wwno.org\/coastal-desk\/2024-09-13\/francine-hit-terrebonne-parish-hardest-now-residents-say-its-the-cleanup-that-begins\" target=\"_blank\" rel=\"noreferrer noopener\">11-foot storm surge<\/a> overtopped a section near Montegut in 2024.<br><br>Sign up for <a href=\"http:\/\/www.tohsep.com\/terrebonnealert\" target=\"_blank\" rel=\"noreferrer noopener\">Terrebonne Alert<\/a> to get evacuation and shelter notifications by text and email. Enter your address on the parish <a href=\"http:\/\/www.tohsep.com\/evacuation\" target=\"_blank\" rel=\"noreferrer noopener\">evacuation zone lookup tool<\/a> to confirm which evacuation zone you&#8217;re in.<br><br><strong>Read: <\/strong><a href=\"https:\/\/www.lawnstarter.com\/blog\/louisiana\/hurricane-resistant-landscaping-la\/\">11 Hurricane-Resistant Landscaping Ideas for Louisiana<\/a><br><br>Photo Credit: <a href=\"https:\/\/www.flickr.com\/photos\/thenationalguard\/51439842108\/\" target=\"_blank\" rel=\"noreferrer noopener\">The National Guard<\/a> \/ Flickr \/ <a href=\"https:\/\/creativecommons.org\/licenses\/by\/2.0\/deed.en\" target=\"_blank\" rel=\"noreferrer noopener\">CC BY 2.0<\/a><br><em>Members of the National Guard distribute water and supplies to residents of Terrebonne Parish, Louisiana, after Hurricane Ida.<\/em><br><\/figcaption>             <\/figure><figure class=\"swiper-slide\">                 <img decoding=\"async\" src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/30427069387_d255f26e41_c-1.png\" alt=\"National Guardsmen attempt to clear a fallen tree blocking a road in Bay County, Florida\" style=\"height: 500px;; \">                 <figcaption class=\"ub_image_slider_image_caption\"><strong>No. 3: <\/strong>Bay County, Florida | Major cities: Panama City and Lynn Haven<br><br><strong>Overall Score: <\/strong>62.72<br><strong>Hurricane Risk Score: <\/strong>98.66 | Rank: 33<br><strong>Total Number of Hurricanes in Last 10 Years (2016-2025): <\/strong>2 | Rank: 10 (TIE)<br><strong>Total Damages Caused by Hurricanes (Expected Annual Loss): <\/strong>Over $117 million | Rank: 26<br><br><strong>Local tips: <\/strong>Bay County still carries the lessons of Hurricane Michael, a Category 5 storm that caused billions in damage in 2018, and the county now recommends at least <a href=\"https:\/\/www.baycountyfl.gov\/770\/Disaster-Preparedness\" target=\"_blank\" rel=\"noreferrer noopener\">7 days of supplies<\/a> (food, water, and medication per household member, including pets).<br><br>Register for <a href=\"https:\/\/alertbay.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">AlertBay<\/a> to get emergency notifications, and use the county&#8217;s <a href=\"https:\/\/www.baycountyfl.gov\/511\/Evacuation-Zones\" target=\"_blank\" rel=\"noreferrer noopener\">evacuation zone map<\/a> to confirm your home\u2019s evacuation zone.<br><br>Bay County Emergency Services also posts free sandbag distribution sites (typically at Frank Brown Park and Harder&#8217;s Park) ahead of approaching storms. Bring your own shovel, since supplies are self-serve.<br><br><strong>Read: <\/strong><a href=\"https:\/\/www.lawnstarter.com\/blog\/florida\/florida-friendly-landscaping-ideas\/\">Florida-Friendly Landscaping Ideas<\/a><br><br>Photo Credit: <a href=\"https:\/\/www.flickr.com\/photos\/thenationalguard\/30427069387\/\" target=\"_blank\" rel=\"noreferrer noopener\">The National Guard<\/a> \/ Flickr \/ <a href=\"https:\/\/creativecommons.org\/licenses\/by\/2.0\/deed.en\" target=\"_blank\" rel=\"noreferrer noopener\">CC BY 2.0<\/a><br><em>National Guardsmen attempt to clear a fallen tree blocking a road in Bay County, Florida, in the aftermath of Hurricane Michael.<\/em><br><\/figcaption>             <\/figure><figure class=\"swiper-slide\">                 <img decoding=\"async\" src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/48251040312_1f699a4252_c-2.png\" alt=\"Satellite imagery of a storm developing over Louisiana and the Gulf Coast\" style=\"height: 500px;; \">                 <figcaption class=\"ub_image_slider_image_caption\"><strong>No. 4: <\/strong>Jefferson Parish, Louisiana | Major cities: Metairie, Kenner, and Marrero<br><br><strong>Overall Score: <\/strong>59.85<br><strong>Hurricane Risk Score: <\/strong>99.79 | Rank: 6<br><strong>Total Number of Hurricanes in Last 10 Years (2016-2025): <\/strong>1 | Rank: 33 (TIE)<br><strong>Total Damages Caused by Hurricanes (Expected Annual Loss): <\/strong>Over $250 million | Rank: 8<br><br><strong>Local tips: <\/strong>Hurricane Ida struck in 2021 as a Category 4 storm, and Jefferson Parish saw the most reported power outages of any Louisiana parish \u2014 nearly <a href=\"https:\/\/www.wwno.org\/news\/2021-08-29\/mass-power-outages-reported-in-louisiana-hurricane-ida-could-leave-residents-in-dark-for-weeks\" target=\"_blank\" rel=\"noreferrer noopener\">200,000 customers<\/a> \u2014 as the storm knocked out the transmission lines feeding metro New Orleans.<br><br>Text JPALERT to 888-777 (or JPNOTICIAS for Spanish-language alerts) to receive parish emergency notifications. If you need shelter information, text LASHELTER to 898211 or call 2-1-1; for storm-related outages, Entergy&#8217;s help line is 1-800-368-3749. Confirm your evacuation zone via the parish&#8217;s <a href=\"https:\/\/www.jeffparish.gov\/454\/Hurricane-Dashboard\" target=\"_blank\" rel=\"noreferrer noopener\">Hurricane Dashboard<\/a>.<br><br>The parish&#8217;s hurricane evacuation plan states that no &#8220;Last Resort Refuge&#8221; shelters are designated for Jefferson Parish or Kenner, meaning residents should plan to evacuate rather than count on a fallback shelter of last resort locally.<br><br>Residents without a vehicle can use <a href=\"https:\/\/www.jeffparish.gov\/455\/Prepare-Before-a-Storm\" target=\"_blank\" rel=\"noreferrer noopener\">Jefferson Transit&#8217;s public-assisted evacuation<\/a>, which runs only during mandatory evacuations and brings residents and pets to shelters in northern Louisiana or a neighboring state.<br><br><strong>Read: <\/strong><a href=\"https:\/\/www.lawnstarter.com\/blog\/louisiana\/native-plants-la\/\">10 Best Native Plants for Louisiana<\/a><br><br>Photo Credit: <a href=\"https:\/\/www.flickr.com\/photos\/noaasatellites\/48251040312\/\" target=\"_blank\" rel=\"noreferrer noopener\">NOAA Satellites<\/a> \/ Flickr \/ Public Domain<\/figcaption>             <\/figure><figure class=\"swiper-slide\">                 <img decoding=\"async\" src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/52406551442_9c7d00858f_c-1.png\" alt=\"National guardsmen exit a Charlotte County Sheriff's Department chopper after a storm.\" style=\"height: 500px;; \">                 <figcaption class=\"ub_image_slider_image_caption\"><strong>No. 5: <\/strong>Charlotte County, Florida | Major cities: Punta Gorda and Port Charlotte\u00a0<br>\u00a0<br><strong>Overall Score: <\/strong>59.69<br><strong>Hurricane Risk Score: <\/strong>99| Rank: 25<br><strong>Total Number of Hurricanes in Last 10 Years (2016-2025): <\/strong>3 | Rank: 5 (TIE)<br><strong>Total Damages Caused by Hurricanes (Expected Annual Loss): <\/strong>Over $99 million | Rank: 31<br><br><strong>Local tips: <\/strong>Sign up for emergency notifications with <a href=\"https:\/\/www.charlottecountyfl.gov\/departments\/emergency-management\/alert-charlotte.stml\" target=\"_blank\" rel=\"noreferrer noopener\">Alert Charlotte<\/a>, and call the Charlotte County Emergency Operations Center at 941-833-4000 with questions about zones or shelters. Use the county&#8217;s <a href=\"https:\/\/www.charlottecountyfl.gov\/departments\/emergency-management\/know-your-zone.stml\" target=\"_blank\" rel=\"noreferrer noopener\">Know Your Zone<\/a> tool to confirm your evacuation zone (A\u2013E) well before a storm threatens, since the area\u2019s low elevation means it may not be able to open local shelters at all.<br><br>Residents with medical or mobility needs should <a href=\"https:\/\/www.charlottecountyfl.gov\/departments\/emergency-management\/special-needs-program.stml\" target=\"_blank\" rel=\"noreferrer noopener\">pre-register for the Special Needs Shelter<\/a> ahead of storm season, since registration during an active storm watch may not be possible.<br><br>Charlotte County Public Works opens <a href=\"https:\/\/englewoodreview.com\/self-serve-sandbags-available-now-for-charlotte-county-residents\/\" target=\"_blank\" rel=\"noreferrer noopener\">self-serve sandbag stations<\/a> each hurricane season, offering up to 10 free sandbags per household (bring your own shovel).<br><br><strong>Read: <\/strong><a href=\"https:\/\/www.lawnstarter.com\/blog\/landscaping\/native-plants-florida\/\">47 Florida Native Plants: Flowers, Shrubs, and Trees<\/a><br><br>Photo Credit: <a href=\"https:\/\/www.flickr.com\/photos\/thenationalguard\/52406551442\/\" target=\"_blank\" rel=\"noreferrer noopener\">The National Guard<\/a> \/ Flickr \/ <a href=\"https:\/\/creativecommons.org\/licenses\/by\/2.0\/deed.en\" target=\"_blank\" rel=\"noreferrer noopener\">CC BY 2.0<\/a><br><em>National guardsmen exit a Charlotte County Sheriff&#8217;s Department chopper after surveying damage from Hurricane Ian.<\/em><br><\/figcaption>             <\/figure><\/div>             <div class=\"swiper-pagination\"><\/div>             <div class=\"swiper-button-prev\"><\/div> <div class=\"swiper-button-next\"><\/div>         <\/div>   <h2 id=\"key-insights\" class=\"wp-block-heading\">Regional Insights<\/h2>    <p class=\"wp-block-paragraph\"><strong>Gulf Coast communities make up 72% of the 100 most vulnerable counties. <\/strong>36 Florida, 19 Louisiana, 10 Texas, 4 Mississippi, and 3 Alabama counties rank among the 100 most vulnerable counties for hurricanes.&nbsp;<\/p>    <ul class=\"wp-block-list\"> <li>\u201cThe first 2 storms of the year impacted this area,\u201d says DaSilva. \u201cWhile Bertha was overall not that impactful, Arthur broke the all-time 24-hour state rainfall record in Louisiana. So, a lower-than-average season in terms of numbers does not necessarily mean fewer impacts.\u201d<\/li> <\/ul>    <p class=\"wp-block-paragraph\"><strong>The Southeast fills out most of the rest of the top 100.<\/strong> North Carolina, South Carolina, and Georgia account for 22% of the 100 most hurricane-vulnerable counties. Counties scoring among the 50 most vulnerable include:&nbsp;<\/p>    <ul class=\"wp-block-list\"> <li>North Carolina counties New Hanover (No. 21 &#8211; <em>Wilmington<\/em>), Brunswick (No. 31), Onslow (No. 39 &#8211; <em>Jacksonville<\/em>), Dare (No. 46 &#8211; <em>Outer Banks<\/em>), and Carteret (No. 49)<\/li>    <li>South Carolina counties Charleston (No. 18), Horry (No. 19 &#8211; <em>Myrtle Beach<\/em>), Beaufort (No. 32 &#8211; <em>Hilton Head Island<\/em>), and Georgetown (No. 40)<\/li>    <li>Chatham County, Georgia (No. 36 &#8211; <em>Savannah<\/em>)&nbsp;<\/li> <\/ul>    <p class=\"wp-block-paragraph\"><strong>Severe weather vulnerability extends up the coast for a handful of counties.<\/strong> Sussex County, Delaware (No. 87); the Western Connecticut (No. 91 &#8211; <em>Stamford\/Danbury<\/em>) and South Central Connecticut (No. 93 &#8211; <em>New Haven<\/em>) Planning Regions, and New York State\u2019s Kings (No. 90 &#8211; <em>Brooklyn<\/em>), Queens (No. 95), and New York (No. 97 &#8211; <em>Manhattan<\/em>) counties score among the 100 most vulnerable counties.&nbsp;<\/p>    <p class=\"wp-block-paragraph\"><strong>Pacific Coast counties are absent from this ranking, but that\u2019s a data gap.<\/strong> FEMA doesn&#8217;t produce Hurricane Risk Scores for the Eastern Pacific basin, so no West Coast county appears in this ranking. The West Coast simply sees hurricane-strength systems (usually ex-tropical storms) far less often.<\/p>    <p class=\"wp-block-paragraph\"><strong>6 counties dropped from the list entirely.<\/strong> Honolulu County, Hawaii; Charles and Howard counties, Maryland; and Stafford, Loudoun, and Arlington counties, Virginia, all dropped below the moderate-risk threshold this year. This was likely tied to FEMA&#8217;s updated National Risk Index methodology, which changed how the agency calculates historic hurricane loss ratios for counties with limited hurricane-loss history.<\/p>    <p class=\"wp-block-paragraph\"><strong>A handful of counties are rocketing up the risk list. <\/strong>The biggest jumps in rank from 2025 to 2026 belong to Aransas County, Texas (now No. 53, up from No. 316); Taylor County, Florida (No. 26, up from No. 243); Madison County, Florida (No. 63, up from No. 264); St. John the Baptist Parish, Louisiana (No. 24, up from No. 214); and St. Charles Parish, Louisiana (No. 38, up from No. 204).<\/p>    <h2 id=\"fema-update\" class=\"wp-block-heading\">Why Did 129 New Counties Move Up FEMA\u2019s Hurricane Risk List This Year?<\/h2>    <h3 id=\"7-how-fema-calculates-hurricane-risk-and-expected-annual-loss\" class=\"wp-block-heading\">How FEMA Calculates Hurricane Risk and Expected Annual Loss<\/h3>    <h4 id=\"8-hurricane-risk\" class=\"wp-block-heading\">Hurricane Risk<\/h4>    <p class=\"wp-block-paragraph\">FEMA follows an equation for determining a natural hazard risk index across all severe weather events:<\/p>    <div style=\"margin:0;padding:0;background-color:#ffffff;border:1px solid #dde3d8;border-radius:4px;padding:20px 24px;text-align:center;font-family:Arial,Helvetica,sans-serif;\">   <span style=\"display:block;font-size:14px;font-weight:bold;color:#1a6314;text-transform:uppercase;letter-spacing:0.5px;margin-bottom:10px;\">FEMA Risk Index Formula<\/span>   <table style=\"margin:0 auto;padding:0;border-collapse:collapse;\">     <tr>       <td style=\"font-size:19px;color:#1e2d1c;font-weight:bold;white-space:nowrap;vertical-align:middle;padding:0 6px 0 0;\">Risk = Expected Annual Loss &times; (<\/td>       <td style=\"vertical-align:middle;padding:0;\">         <table style=\"margin:0;padding:0;border-collapse:collapse;text-align:center;\">           <tr>             <td style=\"font-size:19px;color:#1e2d1c;font-weight:bold;padding:0 4px 4px 4px;border-bottom:2px solid #1e2d1c;\">Social Vulnerability<\/td>           <\/tr>           <tr>             <td style=\"font-size:19px;color:#1e2d1c;font-weight:bold;padding:4px 4px 0 4px;\">Community Resilience<\/td>           <\/tr>         <\/table>       <\/td>       <td style=\"font-size:19px;color:#1e2d1c;font-weight:bold;white-space:nowrap;vertical-align:middle;padding:0 0 0 6px;\">)<\/td>     <\/tr>   <\/table>   <span style=\"display:block;text-align:right;font-size:12px;color:#6b7e69;margin-top:14px;\">Source: <a href=\"https:\/\/www.fema.gov\/flood-maps\/products-tools\/national-risk-index\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color:#6b7e69;text-decoration:underline;\">FEMA National Risk Index<\/a><\/span> <\/div>    <p class=\"wp-block-paragraph\">Hurricane modeling from <a href=\"https:\/\/www.fema.gov\/sites\/default\/files\/documents\/fema_hazus-hurricane-modeling-factsheet_102021.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Hazus<\/a> identifies the risk for hurricanes and estimates the potential impact of hurricanes, from physical damage to buildings, infrastructure, and agriculture; social impacts, including displaced citizens and emergency shelter needs; and health impacts of exposure to extreme weather. It also factors in the economic impacts of local business disruption and the cost to reconstruct.&nbsp;<\/p>    <p class=\"wp-block-paragraph\">FEMA clusters counties into the following categories based on risk \u2014 our ranking only includes counties with \u201crelatively moderate\u201d to \u201cvery high\u201d risk of hurricanes:<\/p>    <ul class=\"wp-block-list\"> <li>Very High: 80th to 100th percentiles<\/li>    <li>Relatively High: 60th to 80th percentiles<\/li>    <li>Relatively Moderate: 40th to 60th percentiles<\/li>    <li>Relatively Low: 20th to 40th percentiles<\/li>    <li>Very Low: 0th to 20th percentiles<\/li> <\/ul>    <p class=\"wp-block-paragraph\"><strong>What changed: <\/strong>In addition to including the latest storm modeling and weather forecasts, FEMA claims that the <a href=\"https:\/\/www.fema.gov\/sites\/default\/files\/documents\/fema_national-risk-index_faq-page-documentation.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">updated data<\/a> is partly due to changes in the Social Vulnerability and Community Resilience metrics:<\/p>    <p class=\"wp-block-paragraph\">Specifically:<\/p>    <ul class=\"wp-block-list\"> <li>Social Vulnerability data now comes from the U.S. Census Bureau\u2019s <a href=\"https:\/\/www.census.gov\/programs-surveys\/community-resilience-estimates\/about.html\" target=\"_blank\" rel=\"noreferrer noopener\">Community Resilience Estimates<\/a>. FEMA previously used the Social Vulnerability Index (SoVI) from the University of South Carolina.<\/li>    <li>Community Resilience data still comes from the University of South Carolina\u2019s Hazards and Vulnerability Research Institute\u2019s <a href=\"https:\/\/sc.edu\/study\/colleges_schools\/artsandsciences\/centers_and_institutes\/hvri\/data_and_resources\/bric\/\" target=\"_blank\" rel=\"noreferrer noopener\">Baseline Resilience Indicators for Communities<\/a> (2020), but FEMA has removed variables associated with race, gender, and ethnicity.&nbsp;<\/li> <\/ul>    <h4 id=\"9-expected-annual-loss\" class=\"wp-block-heading\">Expected Annual Loss<\/h4>    <p class=\"wp-block-paragraph\">FEMA defines expected annual loss as \u201ca community\u2019s relative level of expected losses each year when compared to all other communities at the same level.\u201d&nbsp;<\/p>    <p class=\"wp-block-paragraph\">FEMA uses another formula to determine the estimates:<\/p>    <div style=\"margin:0;padding:0;background-color:#ffffff;border:1px solid #dde3d8;border-radius:4px;padding:20px 24px;text-align:center;font-family:Arial,Helvetica,sans-serif;\">   <span style=\"display:block;font-size:14px;font-weight:bold;color:#1a6314;text-transform:uppercase;letter-spacing:0.5px;margin-bottom:10px;\">FEMA Expected Annual Loss Formula<\/span>   <span style=\"display:block;font-size:19px;color:#1e2d1c;font-weight:bold;line-height:1.4;\">Expected Annual Loss = Exposure &times; Annualized Frequency &times; Historic Loss Ratio<\/span>   <span style=\"display:block;text-align:right;font-size:12px;color:#6b7e69;margin-top:14px;\">Source: <a href=\"https:\/\/www.fema.gov\/sites\/default\/files\/documents\/fema_national-risk-index-data-version-and-update-documentation.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color:#6b7e69;text-decoration:underline;\">FEMA National Risk Index<\/a><\/span> <\/div>    <ul class=\"wp-block-list\"> <li>Loss data comes from the Arizona State University Center for Emergency Management and Homeland Security\u2019s <a href=\"https:\/\/cemhs.asu.edu\/sheldus\" target=\"_blank\" rel=\"noreferrer noopener\">SHELDUS\u2122 database<\/a> and factors in property damage, crop losses, injuries, and fatalities.<\/li> <\/ul>    <h3 id=\"10-129-counties-added-to-the-list\" class=\"wp-block-heading\">129 Counties Added to the List<\/h3>    <p class=\"wp-block-paragraph\">FEMA recognized the following counties at the end of 2025 as having a \u201crelatively moderate\u201d to \u201cvery high\u201d risk of hurricanes:<\/p>   <div style=\"position: relative; width: 100%; height: 0px; padding: 92.38% 0px 0px; overflow: hidden; will-change: transform;\"><iframe loading=\"lazy\" src=\"https:\/\/e.infogram.com\/05311ed0-6b07-465b-915e-a27f62e5e2b1?src=embed&amp;embed_type=responsive_iframe\" title=\"LS: Ranking Table - 129 New Counties Among 2026's Most Hurricane-Vulnerable Counties\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border-width: medium; border-style: none; border-color: currentcolor; border-image: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>    <h2 id=\"financial-impacts\" class=\"wp-block-heading\">Financial Impacts of Hurricane Season<\/h2>    <div style=\"margin:0;padding:0;font-family:Arial,Helvetica,sans-serif;\">   <table style=\"width:100%;border-collapse:collapse;margin:0;padding:0;border:1px solid #dde3d8;\">     <caption style=\"caption-side:top;text-align:left;font-size:17px;font-weight:bold;color:#1e2d1c;padding:0 0 12px 0;\">10 Counties With the Largest Expected Annual Loss From Hurricane Damages<\/caption>     <tr>       <th style=\"background-color:#3DAA35;color:#ffffff;text-align:left;padding:10px 14px;font-size:14px;border:1px solid #dde3d8;\"><\/th>       <th style=\"background-color:#3DAA35;color:#ffffff;text-align:left;padding:10px 14px;font-size:14px;border:1px solid #dde3d8;\">County<\/th>       <th style=\"background-color:#3DAA35;color:#ffffff;text-align:right;padding:10px 14px;font-size:14px;border:1px solid #dde3d8;font-variant-numeric:tabular-nums;\">Expected Annual Loss<\/th>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">1<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">Harris County, Texas (No. 9)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Houston<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$457.9 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">2<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">Miami-Dade County, Florida (No. 20)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Miami<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$330.6 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">3<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">Lee County, Florida (No. 1)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Cape Coral<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$300.5 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">4<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">Palm Beach County, Florida (No. 25)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">West Palm Beach<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$286.9 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">5<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">Brevard County, Florida (No. 15)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Palm Bay<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$281.5 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">6<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">Charleston County, South Carolina (No. 18)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Charleston<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$281.3 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">7<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">Broward County, Florida (No. 27)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Fort Lauderdale<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$280.4 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">8<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">Jefferson Parish, Louisiana (No. 4)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Kenner<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$250.7 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">9<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;\">Orleans Parish, Louisiana (No. 6)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">New Orleans<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$222.9 million<\/td>     <\/tr>     <tr>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">10<\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;\">Collier County, Florida (No. 7)<span style=\"display:block;font-size:12px;font-style:italic;color:#6b7e69;margin-top:2px;\">Naples<\/span><\/td>       <td style=\"padding:10px 14px;font-size:14px;color:#1e2d1c;background-color:#f4f9f3;border:1px solid #dde3d8;text-align:right;font-variant-numeric:tabular-nums;\">$216.1 million<\/td>     <\/tr>   <\/table>   <span style=\"display:block;text-align:right;font-size:12px;color:#6b7e69;margin-top:8px;font-style:italic;\">Source: <a href=\"https:\/\/www.fema.gov\/flood-maps\/products-tools\/national-risk-index\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color:#6b7e69;text-decoration:underline;\">FEMA National Risk Index<\/a><\/span> <\/div>    <p class=\"wp-block-paragraph\">While Expected Annual Loss spreads catastrophic risk across quiet years, actual landfalls are non-linear. Damages caused by a single major hurricane can dwarf Expected Annual Loss in a matter of hours. For example, after Hurricane Harvey (2017) hit Harris County, Texas, the residential damage in Houston alone cost an estimated <a href=\"https:\/\/houstontx.gov\/hcdrecovery\/dr17\/hud-reports\/needs-assessment\/Fact_Sheet_Needs_Assessment.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">$16 billion<\/a>.<\/p>    <h3 id=\"13-what-hurricanes-really-cost-homeowners\" class=\"wp-block-heading\">What Hurricanes Really Cost Homeowners<\/h3>    <h4 id=\"14-before-the-storm\" class=\"wp-block-heading\">Before the Storm<\/h4>    <p class=\"wp-block-paragraph\">Homeowners in hurricane-vulnerable areas are financially impacted before the storm even hits. Permanent upgrades like hurricane shutters, impact-resistant windows, and a generator will each cost thousands of dollars. Seasonal prep like tree trimming and generator fuel costs hundreds of dollars. Not to mention pre-storm supplies like food, water, batteries, and hardware for boarding up the house.&nbsp;<\/p>    <p class=\"wp-block-paragraph\">Coastal homeowners also pay thousands of dollars annually in home insurance for hazard and <a href=\"https:\/\/www.smarthomeamerica.org\/about-insurance\/wind-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">windstorm<\/a> coverage. <a href=\"https:\/\/www.policygenius.com\/homeowners-insurance\/how-much-does-flood-insurance-cost\/\" target=\"_blank\" rel=\"noreferrer noopener\">Flood insurance<\/a> can cost an additional hundreds to thousands of dollars a year, depending on where you live.&nbsp;<\/p>    <h4 id=\"15-during-the-storm\" class=\"wp-block-heading\">During the Storm<\/h4>    <p class=\"wp-block-paragraph\">It can cost families thousands of dollars to evacuate during a hurricane. Gas and 3-7 days (or more) of hotel accommodations, food, pet boarding, and lost wages can be financially devastating in itself.&nbsp;<\/p>    <h4 id=\"16-after-the-storm\" class=\"wp-block-heading\">After the Storm<\/h4>    <p class=\"wp-block-paragraph\">Just one inch of floodwater can cost <a href=\"https:\/\/agents.floodsmart.gov\/articles\/five-facts-help-new-homeowners-protect-against-water-damage\" target=\"_blank\" rel=\"noreferrer noopener\">upwards of $25,000<\/a> in damage, and even for homeowners with insurance, many <a href=\"https:\/\/www.iii.org\/article\/background-on-hurricane-and-windstorm-deductibles\" target=\"_blank\" rel=\"noreferrer noopener\">hurricane policies<\/a> carry percentage-based deductibles \u2014 2% to 10% of a home\u2019s total insured value \u2014 requiring out-of-pocket expenses totaling tens of thousands of dollars before insurance pitches in.&nbsp;<\/p>    <p class=\"wp-block-paragraph\">In addition to debris removal and home repair costs, families might need to deal with temporary living expenses for weeks or months living away from home. The financial toll continues with property assessments, increasing insurance costs, and reduced property values in impacted communities.&nbsp;<\/p>   <h2 id=\"ask-the-experts\" class=\"wp-block-heading\"><\/h2>   <div id=\"experts-new-block\" class=\"experts experts-new\">   <style>     .experts-new {       --experts-primary: #09b563;       --experts-secondary: #ff9902;       --experts-border: #e5e7eb;       --experts-text: #111827;       --experts-muted: #4b5563;       --experts-bg: #ffffff;     }      .experts-new [x-cloak] {       display: none !important;     }      \/* \u2500\u2500 Intro \u2500\u2500 *\/     .experts-new .experts-new__intro {       margin-bottom: 0;       padding-bottom: 1rem;     }      .experts-new .experts-new__heading {       color: var(--experts-text);       line-height: 1.15;     }      .experts-new .experts-new__intro-content {       color: var(--experts-text);       margin-top: 0.5rem;     }      .experts-new .experts-new__intro-content p,     .experts-new .experts-new__intro-content ul,     .experts-new .experts-new__intro-content ol {       margin-bottom: 1rem; 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    }      .experts-new .experts-new__detail-featured {       font-weight: 700;       font-size: 0.95rem;       color: var(--experts-text);       margin-top: 0.35rem;     }      \/* Detail body \u2014 Q&A content *\/     .experts-new .experts-new__detail-body {       color: var(--experts-text);       font-size: 1rem;       line-height: 1.7;       margin-top: 1rem;       padding: 0 1rem;     }      .experts-new .experts-new__detail-body p,     .experts-new .experts-new__detail-body ul,     .experts-new .experts-new__detail-body ol {       margin-bottom: 1rem;     }      .experts-new .experts-new__detail-body h2,     .experts-new .experts-new__detail-body h3,     .experts-new .experts-new__detail-body h4 {       margin-bottom: 0.5rem;     }      .experts-new .experts-new__detail-body a {       color: var(--experts-primary);       text-decoration: underline;       text-underline-offset: 2px;     }   <\/style>    <div id=\"experts-container\" x-data=\"{     activeExpert: null,     init() {       var hash = window.location.hash;       if (hash &#038;&#038; hash.indexOf('#expert=') === 0) {         this.activeExpert = hash.replace('#expert=', '');       }       this.$watch('activeExpert', function(val) {         if (val) {           window.location.hash = 'expert=' + val;         } else {           history.replaceState(null, '', window.location.pathname + window.location.search);         }       });     }   }\" x-init=\"init()\">             <!-- ====== GRID VIEW ====== -->       <div x-show=\"activeExpert === null\">         <div class=\"experts-new__intro\">           <h2 class=\"experts-new__heading text-2xl font-bold\">Ask the Experts<\/h2>           <div class=\"experts-new__intro-content\">             <p>We asked a panel of hurricane and climate experts how Americans can better prepare for storm season and its aftermath. Their full insights are below.<\/p> <ul> <li><strong>Alex DaSilva (AccuWeather)<\/strong>: Everyone should recheck their evacuation zone every year, since updated surge modeling can shift those boundaries.<\/li> <li><strong>Gregory S. Jenkins (Penn State)<\/strong>: Financial and emotional distress from hurricanes falls hardest on lower-income communities, and Black and Hispanic communities face added risk tied to historical policies and practices.<\/li> <li><strong>Joel Cline (NOAA National Weather Service)<\/strong>: Stock several days to 2 weeks of shelf-stable food, water, and medication for people and pets, and have a reliable way to get weather alerts, such as <a href=\"http:\/\/hurricanes.gov\" target=\"_blank\" rel=\"noopener\">hurricanes.gov<\/a> or <a href=\"http:\/\/weather.gov\" target=\"_blank\" rel=\"noopener\">weather.gov<\/a>.<\/li> <li><strong>Jill C. Trepanier, Ph.D. (Louisiana State University)<\/strong>: Electronic payments like Venmo can be one of the most useful ways to get money to people who can&#8217;t be reached in person but do have internet access after a storm.<\/li> <\/ul> <ol> <li>How do you explain the disconnect to residents when seasonal forecasts predict a &#8220;quiet&#8221; year, but long-term risk maps show their county is more vulnerable than previously thought?<\/li> <li>Are changes in storm intensity, track behavior, or inland moisture retention making counties further off the coast more vulnerable to major damage when storms do make landfall?<\/li> <li>What is the single biggest mistake homeowners in newly designated high-risk counties make when preparing for storm season?<\/li> <li>Given recent trends in rapid storm intensification, what are the top 3 ways homeowners should adjust their hurricane preparation timelines and emergency kits as storms approach?<\/li> <li>Who is most at risk for financial and emotional distress from hurricanes?<\/li> <li>What are the 3 best resources for disaster relief?<\/li> <li>What are the top 3 ways to prepare for a severe hurricane?<\/li> <li>What are the 3 best ways to help those who were affected by a hurricane?<\/li> <li>How can local governments best prepare for increasingly intensifying hurricanes in the U.S.?<\/li> <\/ol> <p><span style=\"font-weight: 400\">Meanwhile, updated risk data shows that 443 U.S. counties now carry a moderate-to-high hurricane risk score \u2014 featuring 129 new counties after a December 2025 update to FEMA&#8217;s National Risk Index.<\/span><\/p> <p>&nbsp;<\/p> <p><span style=\"font-weight: 400\">From fallen trees and flying debris to yard flooding, hurricanes take a massive toll on outdoor property. <\/span><a href=\"https:\/\/www.lawnstarter.com\/\"><span style=\"font-weight: 400\">LawnStarter<\/span><\/a><span style=\"font-weight: 400\"> ranked 2026&#8217;s Most Hurricane-Vulnerable Counties to show where homeowners need storm preparation the most.<\/span><\/p>           <\/div>         <\/div>          <div class=\"experts-new__grid\">                       <button               type=\"button\"               class=\"experts-new__card\"               @click=\"activeExpert = 'alex-dasilva'\">                                <img decoding=\"async\"                   src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/Alex-DaSilva.jpg?wsr\"                   alt=\"Alex DaSilva\"                   class=\"experts-new__avatar\"                   loading=\"lazy\">                              <div class=\"experts-new__name\">Alex DaSilva<\/div>                                <div class=\"experts-new__meta experts-new__meta--credentials\">Lead Hurricane Expert, Meteorologist II<\/div>                                              <div class=\"experts-new__meta experts-new__card-dept\">AccuWeather <\/div>                              <span class=\"experts-new__cta\">                 View Answers                 <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 6 10\" aria-hidden=\"true\">                   <path d=\"M1 1l4 4-4 4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>                 <\/svg>               <\/span>             <\/button>                       <button               type=\"button\"               class=\"experts-new__card\"               @click=\"activeExpert = 'gregory-s-jenkins'\">                                <img decoding=\"async\"                   src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2024\/06\/Gregory-Jenkins.jpg?wsr\"                   alt=\"Gregory Jenkins\"                   class=\"experts-new__avatar\"                   loading=\"lazy\">                              <div class=\"experts-new__name\">Gregory S. Jenkins<\/div>                                <div class=\"experts-new__meta experts-new__meta--credentials\">Professor of Meteorology and Atmospheric Science, Geography, and African Studies <\/div>                                              <div class=\"experts-new__meta experts-new__card-dept\">Pennsylvania State University<\/div>                              <span class=\"experts-new__cta\">                 View Answers                 <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 6 10\" aria-hidden=\"true\">                   <path d=\"M1 1l4 4-4 4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>                 <\/svg>               <\/span>             <\/button>                       <button               type=\"button\"               class=\"experts-new__card\"               @click=\"activeExpert = 'joel-cline'\">                                <img decoding=\"async\"                   src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2024\/06\/Joel-Cline.jpg?wsr\"                   alt=\"Joel Cline\"                   class=\"experts-new__avatar\"                   loading=\"lazy\">                              <div class=\"experts-new__name\">Joel Cline<\/div>                                <div class=\"experts-new__meta experts-new__meta--credentials\">Tropical Program Coordinator at NOAA National Weather Service<\/div>                                              <div class=\"experts-new__meta experts-new__card-dept\">NOAA National Weather Service<\/div>                              <span class=\"experts-new__cta\">                 View Answers                 <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 6 10\" aria-hidden=\"true\">                   <path d=\"M1 1l4 4-4 4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>                 <\/svg>               <\/span>             <\/button>                       <button               type=\"button\"               class=\"experts-new__card\"               @click=\"activeExpert = 'jill-c-trepanier-phd'\">                                <img decoding=\"async\"                   src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2024\/06\/Jill-Trepanier.jpg?wsr\"                   alt=\"Jill Trepanier\"                   class=\"experts-new__avatar\"                   loading=\"lazy\">                              <div class=\"experts-new__name\">Jill C. Trepanier, Ph.D.<\/div>                                <div class=\"experts-new__meta experts-new__meta--credentials\">Associate Professor, Director of Graduate Studies, and Geography and Anthropology <\/div>                                              <div class=\"experts-new__meta experts-new__card-dept\">Louisiana State University<\/div>                              <span class=\"experts-new__cta\">                 View Answers                 <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 6 10\" aria-hidden=\"true\">                   <path d=\"M1 1l4 4-4 4\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>                 <\/svg>               <\/span>             <\/button>                   <\/div>       <\/div>        <!-- ====== DETAIL VIEWS ====== -->               <div           class=\"experts-new__detail\"           style=\"display: none;\"           x-show=\"activeExpert == 'alex-dasilva'\">            <!-- Green banner with back button -->           <div class=\"experts-new__detail-banner\">             <button type=\"button\" class=\"experts-new__detail-banner-close\" @click=\"activeExpert = null\">               <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 20.243 13.501\" aria-hidden=\"true\">                 <path d=\"M7.334 13.243a.919.919 0 00.007-1.294L3.066 7.667h16.27a.914.914 0 000-1.828H3.073l4.275-4.286A.925.925 0 007.341.259a.91.91 0 00-1.287.007L.26 6.102a1.026 1.026 0 00-.19.288.872.872 0 00-.07.352.916.916 0 00.26.64l5.794 5.836a.9.9 0 001.28.025z\"\/>               <\/svg>               Back to All Experts             <\/button>           <\/div>            <!-- Avatar overlapping green bar + centered info -->           <div class=\"experts-new__detail-info\">                           <img decoding=\"async\"                 src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/Alex-DaSilva.jpg?wsr\"                 alt=\"Alex DaSilva\"                 class=\"experts-new__detail-avatar\">                         <div class=\"experts-new__detail-name\">Alex DaSilva<\/div>                           <div class=\"experts-new__detail-meta experts-new__detail-meta--credentials\">Lead Hurricane Expert, Meteorologist II<\/div>                                       <div class=\"experts-new__detail-meta experts-new__detail-meta--dept\">AccuWeather <\/div>                                   <\/div>            <div class=\"experts-new__detail-body\">             <p><strong>How do you explain the disconnect to residents when seasonal forecasts predict a &#8220;quiet&#8221; year, but long-term risk maps show their county is more vulnerable than previously thought?<\/strong><\/p> <p>There can be a difference in seasonal forecast numbers and where we think vulnerable areas of impact can be. With regards to this year, El Ni\u00f1o is forecast to bring hostile winds to the basin overall. This is expected to keep the overall number of hurricanes and tropical storms a bit lower than average.<\/p> <p>Despite this, our seasonal forecast, which was issued back in March, still highlighted the northern and northeastern Gulf and portions of the Carolinas as a higher than average risk of more significant impacts this season. The thought process that led to this forecast was that during El Ni\u00f1o years, while there are usually fewer storms overall, the storms that do hit the U.S. tend to hit these highlighted areas.<\/p> <p>The first 2 storms of the year impacted this area. While Bertha was overall not that impactful, Arthur broke the all-time 24-hour state rainfall record in Louisiana. So, a lower-than-average season in terms of numbers does not necessarily mean fewer impacts.<\/p> <p><strong>Are changes in storm intensity, track behavior, or inland moisture retention making counties further off the coast more vulnerable to major damage when storms do make landfall?<\/strong><\/p> <p>With a warming planet overall, the atmosphere has the ability to hold more moisture (warmer air holds more moisture than cold air). This means that with a warming planet, we can expect to see heavier rain events with some tropical systems. We saw that with Hurricane Harvey in Texas in 2017 and more recently with Hurricane Helene. Helene was a very special case where the storm got extra energy from the jet stream as it moved north.<\/p> <p>It is more important than ever for residents who live inland near rivers to also have plans for evacuation. Many homes were flooded in the Appalachians from river flooding hundreds of miles away from where the hurricane made landfall. Episodes of rapid intensification have also been increasing in the Atlantic. Stronger storms will be able to hold their intensity and organization farther inland as well.<\/p> <p><strong>What is the single biggest mistake homeowners in newly designated high-risk counties make when preparing for storm season?<\/strong><\/p> <p>The biggest mistake new homeowners make when moving into high-risk counties is underestimating the hurricane risk. Many people who move or retire to the South have never been in a hurricane before. They may not know all of the necessary action items to prepare for in case of a storm.<\/p> <p>It is very important that residents, new or old, check their evacuation zones every year, as they can occasionally change as new, more accurate surge modeling becomes available to meteorologists and emergency managers.<\/p> <p><strong>Given recent trends in rapid storm intensification, what are the top 3 ways homeowners should adjust their hurricane preparation timelines and emergency kits as storms approach?<\/strong><\/p> <ol> <li>Residents need to check their evacuation zones every year. You don&#8217;t want to be caught off guard, making decisions based on old evacuation zones where you may assume storm surge won&#8217;t reach you, but it does in the end.<\/li> <\/ol> <ol start=\"2\"> <li>Check your insurance. Make sure that you have the proper coverage you want and need. Check the fine print and make sure everything is covered that you want covered. Sometimes you need separate flood insurance for hurricanes. If you&#8217;re at risk of storm-related losses, arrange insurance as soon as possible \u2014 coverage may be unavailable in areas under imminent threat. Home and auto insurance premiums may increase after major floods, as insurers adjust rates based on claim trends.<\/li> <\/ol> <ol start=\"3\"> <li>Check the AccuWeather forecast frequently. We at AccuWeather try to provide the greatest lead time possible and convey different scenarios for storms that can approach land.<\/li> <\/ol>           <\/div>         <\/div>               <div           class=\"experts-new__detail\"           style=\"display: none;\"           x-show=\"activeExpert == 'gregory-s-jenkins'\">            <!-- Green banner with back button -->           <div class=\"experts-new__detail-banner\">             <button type=\"button\" class=\"experts-new__detail-banner-close\" @click=\"activeExpert = null\">               <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 20.243 13.501\" aria-hidden=\"true\">                 <path d=\"M7.334 13.243a.919.919 0 00.007-1.294L3.066 7.667h16.27a.914.914 0 000-1.828H3.073l4.275-4.286A.925.925 0 007.341.259a.91.91 0 00-1.287.007L.26 6.102a1.026 1.026 0 00-.19.288.872.872 0 00-.07.352.916.916 0 00.26.64l5.794 5.836a.9.9 0 001.28.025z\"\/>               <\/svg>               Back to All Experts             <\/button>           <\/div>            <!-- Avatar overlapping green bar + centered info -->           <div class=\"experts-new__detail-info\">                           <img decoding=\"async\"                 src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2024\/06\/Gregory-Jenkins.jpg?wsr\"                 alt=\"Gregory Jenkins\"                 class=\"experts-new__detail-avatar\">                         <div class=\"experts-new__detail-name\">Gregory S. Jenkins<\/div>                           <div class=\"experts-new__detail-meta experts-new__detail-meta--credentials\">Professor of Meteorology and Atmospheric Science, Geography, and African Studies <\/div>                                       <div class=\"experts-new__detail-meta experts-new__detail-meta--dept\">Pennsylvania State University<\/div>                                   <\/div>            <div class=\"experts-new__detail-body\">             <p><strong>Who is most at risk for financial and emotional distress from hurricanes?<\/strong><\/p> <p>Those who are living in poverty or are in lower income brackets [are most at risk] because the cost of evacuating and any recovery cost makes these communities highly vulnerable.<\/p> <p>Resilience is extremely difficult for these communities. Black and Hispanic communities have a higher risk because of historical policies and practices.<\/p> <p><strong>What are the three best resources for disaster relief?<\/strong><\/p> <ol> <li>FEMA \u2014 Federal Emergency Management Agency<\/li> <li>Red Cross<\/li> <li>Local organizations and nonprofits<\/li> <\/ol> <p><strong>What are the top three ways to prepare for a severe hurricane?<\/strong><\/p> <ul> <li>If it is severe, you should evacuate. However, the key is to know beforehand where valuables are kept in the event of evacuation.<\/li> <li>Keep phone contacts and other important documents in a ziplock bag in the event of flooding.<\/li> <li>Have a hurricane plan in place now.<\/li> <\/ul> <p><strong>What are the three best ways to help those who were affected by a hurricane?<\/strong><\/p> <ul> <li>Determine their emotional, physical, and mental needs \u2014 and if they know where family members are located.<\/li> <li>Help them to get through the short-term stress and shock from the loss of property and life.<\/li> <li>Help them to find resources to address immediate and short-term needs.<\/li> <\/ul> <p><strong>How can local governments best prepare for increasingly intensifying hurricanes in the U.S.?<\/strong><\/p> <ul> <li>Message the community about the power, typical damage of hurricanes, and why evacuation is required.<\/li> <li>Help them to prepare hurricane kits and identify important documents.<\/li> <li>Provide some guidance about how to evacuate and the needed resources for evacuation.<\/li> <\/ul>           <\/div>         <\/div>               <div           class=\"experts-new__detail\"           style=\"display: none;\"           x-show=\"activeExpert == 'joel-cline'\">            <!-- Green banner with back button -->           <div class=\"experts-new__detail-banner\">             <button type=\"button\" class=\"experts-new__detail-banner-close\" @click=\"activeExpert = null\">               <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 20.243 13.501\" aria-hidden=\"true\">                 <path d=\"M7.334 13.243a.919.919 0 00.007-1.294L3.066 7.667h16.27a.914.914 0 000-1.828H3.073l4.275-4.286A.925.925 0 007.341.259a.91.91 0 00-1.287.007L.26 6.102a1.026 1.026 0 00-.19.288.872.872 0 00-.07.352.916.916 0 00.26.64l5.794 5.836a.9.9 0 001.28.025z\"\/>               <\/svg>               Back to All Experts             <\/button>           <\/div>            <!-- Avatar overlapping green bar + centered info -->           <div class=\"experts-new__detail-info\">                           <img decoding=\"async\"                 src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2024\/06\/Joel-Cline.jpg?wsr\"                 alt=\"Joel Cline\"                 class=\"experts-new__detail-avatar\">                         <div class=\"experts-new__detail-name\">Joel Cline<\/div>                           <div class=\"experts-new__detail-meta experts-new__detail-meta--credentials\">Tropical Program Coordinator at NOAA National Weather Service<\/div>                                       <div class=\"experts-new__detail-meta experts-new__detail-meta--dept\">NOAA National Weather Service<\/div>                                   <\/div>            <div class=\"experts-new__detail-body\">             <p><strong>What are the top three ways to prepare for a severe hurricane?<\/strong><\/p> <p>I would begin with the basics:<\/p> <ol> <li>Know if you are in an evacuation zone and have a route planned along with keeping all your important documents together to take with you or keep in a safe place that will not be underwater in your house.<\/li> <li>Have supplies, food, water, and medications on hand to last several days to two weeks without power. This includes taking care of animals as well.<\/li> <li>Have a way to get weather alerts from a trusted source such as\u00a0<a href=\"http:\/\/hurricanes.gov\/\" target=\"_blank\" rel=\"noopener\">hurricanes.gov<\/a>\u00a0or\u00a0<a href=\"https:\/\/weather.gov\/\" target=\"_blank\" rel=\"noopener\">weather.gov<\/a>\u00a0and stay updated on the conditions. Determine and stay in a safe location and be prepared to adhere to the instructions and advice of local officials.<\/li> <\/ol> <p><strong>What are the three best ways to help those who were affected by a hurricane?<\/strong><\/p> <ol> <li>Often it is the basics that are required after a hurricane affects an area: shelter, water, ice, and food that will not go bad in unrefrigerated conditions.<\/li> <li>They are likely to need assistance clearing the area safely and not over-exerting themselves and staying cool in the process as best you can.<\/li> <li>Finally, a lot of people are shocked by what took place and need someone to listen and help them according to what you learned from hearing their talking points.<\/li> <\/ol> <p><strong>How can local governments best prepare for increasingly intensifying hurricanes?<\/strong><\/p> <p>Mitigate the impacts wherever possible. If a coastal community perhaps setback laws and restrictions and had post-evacuation routes and shelters that are tested and stocked with food and equipment to house evacuees are some ways [to prepare].<\/p> <p>Inland areas that will feel the impacts of hurricanes need to prepare by possibly taking action along known flood areas with the removal of people and perhaps longer-term solutions of dedicating those lands to uses other than living spaces.<\/p> <p>This answer could go in many different directions based on whether you are inland or coastal and where you live. The best answer is to contact your local emergency managers for advice for your area<\/p>           <\/div>         <\/div>               <div           class=\"experts-new__detail\"           style=\"display: none;\"           x-show=\"activeExpert == 'jill-c-trepanier-phd'\">            <!-- Green banner with back button -->           <div class=\"experts-new__detail-banner\">             <button type=\"button\" class=\"experts-new__detail-banner-close\" @click=\"activeExpert = null\">               <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 20.243 13.501\" aria-hidden=\"true\">                 <path d=\"M7.334 13.243a.919.919 0 00.007-1.294L3.066 7.667h16.27a.914.914 0 000-1.828H3.073l4.275-4.286A.925.925 0 007.341.259a.91.91 0 00-1.287.007L.26 6.102a1.026 1.026 0 00-.19.288.872.872 0 00-.07.352.916.916 0 00.26.64l5.794 5.836a.9.9 0 001.28.025z\"\/>               <\/svg>               Back to All Experts             <\/button>           <\/div>            <!-- Avatar overlapping green bar + centered info -->           <div class=\"experts-new__detail-info\">                           <img decoding=\"async\"                 src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2024\/06\/Jill-Trepanier.jpg?wsr\"                 alt=\"Jill Trepanier\"                 class=\"experts-new__detail-avatar\">                         <div class=\"experts-new__detail-name\">Jill C. Trepanier, Ph.D.<\/div>                           <div class=\"experts-new__detail-meta experts-new__detail-meta--credentials\">Associate Professor, Director of Graduate Studies, and Geography and Anthropology <\/div>                                       <div class=\"experts-new__detail-meta experts-new__detail-meta--dept\">Louisiana State University<\/div>                                   <\/div>            <div class=\"experts-new__detail-body\">             <p><strong>Who is most at risk for financial and emotional distress from hurricanes?<\/strong><\/p> <p>The people most at risk for financial distress are:<\/p> <ul> <li>Those without insurance.<\/li> <li>Those living in mobile homes \u2014 simply due to the structure being more vulnerable to damage.<\/li> <li>Those without any savings to assist with the time in between disaster and the receipt of insurance funds.<\/li> <\/ul> <p>The people at risk for emotional distress are likely those with higher levels of responsibilities \u2014 someone with children, animals, multiple properties, or multiple affected family members.<\/p> <p>Emotional distress, however, can be a result of someone who might have been more vulnerable (dealing with stress, etc.) prior to the disaster and now the disaster has been a tipping point. Emotional distress is complicated because it can affect all of us for different reasons.<\/p> <p><strong>What are the three best resources for disaster relief?<\/strong><\/p> <ol> <li>Local emergency officials<\/li> <li><a href=\"https:\/\/www.redcross.org\/get-help.html\" target=\"_blank\" rel=\"noopener\">The Red Cross<\/a><\/li> <li>FEMA\u00a0<a href=\"https:\/\/egateway.fema.gov\/ESF6\/DRCLocator\" target=\"_blank\" rel=\"noopener\">Disaster Recovery Centers<\/a><\/li> <\/ol> <p><strong>What are the top three ways to prepare for a severe hurricane?<\/strong><\/p> <ol> <li>Proactive behavior. Prior to the hurricane season, people should follow the advice of the\u00a0<a href=\"https:\/\/www.nhc.noaa.gov\/\" target=\"_blank\" rel=\"noopener\">National Hurricane Center<\/a>\u00a0and get prepared. Have a \u201churricane kit.\u201d Pay attention to local officials and, when an event is oncoming, prioritize your preparation. Start with securing energy sources (solar-powered devices are really becoming helpful), making sure you have food that does not require energy to prepare, and securing water supplies.<\/li> <li>Then you have to secure the area. Make sure all outside materials are picked up and moved inside. Damages escalate when things become projectiles.<\/li> <li>Only evacuate if told to do so or if experience tells you that your area will flood.<\/li> <\/ol> <p><strong>What are the three best ways to help those who were affected by a hurricane?<\/strong><\/p> <ol> <li>Provide use of energy.<\/li> <li>Provide food.<\/li> <li>Provide water.<\/li> <\/ol> <p>If you are unable to come into the area, electronic payments can be very helpful to try and offset some of the costs. Venmo is very useful if people can get internet access \u2014 which is often available at Disaster Relief Centers.<\/p> <p><strong>How can local governments best prepare for increasingly intensifying hurricanes in the U.S.?<\/strong><\/p> <p>Identify places with the least amount of protection currently and prioritize those areas for enhanced protection. If we can protect more areas and more people, then the disaster impact is lessened and the state will recover more quickly.<\/p>           <\/div>         <\/div>              <\/div> <\/div>    <h2 id=\"methodology\" class=\"wp-block-heading\">Methodology: How We Ranked 2026\u2019s Most Hurricane-Vulnerable Counties<\/h2>    <p class=\"wp-block-paragraph\">To rank the counties, we compared 443 U.S. counties with a FEMA-designated Hurricane Risk Score of \u201crelatively moderate\u201d to \u201cvery high\u201d across 4 categories:<\/p>    <ul class=\"wp-block-list\"> <li>Hurricane Risk (~36%)<\/li>    <li>Hurricane History (~44%)<\/li>    <li>Financial Impact (~18%)<\/li>    <li>Disaster Cleanup (~2%)<\/li> <\/ul>    <p class=\"wp-block-paragraph\">Each factor was assigned a weight based on its impact. The categories, factors, and weights are listed in the table below.<\/p>    <p class=\"wp-block-paragraph\">We then evaluated each county using data from the sources listed below the table. Each county received a score (out of 100) for every factor, category, and overall.<\/p>    <p class=\"wp-block-paragraph\">A county&#8217;s Overall Score is the average of its score across all metrics. The county with the highest score ranked No. 1 (most vulnerable), while the county with the lowest score ranked No. 443 (least vulnerable).<\/p>   <div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-08709621-36d5-4a81-b9e2-7c59cffaf062\" data-mobilecollapse=\"true\" data-desktopcollapse=\"true\" data-preventcollapse=\"false\" data-showonlyone=\"false\"> <div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; border-top-left-radius: 8px; border-top-right-radius: 8px; border-bottom-left-radius: 8px; border-bottom-right-radius: 8px; \" id=\"ub-content-toggle-panel-block-\"> \t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-0-08709621-36d5-4a81-b9e2-7c59cffaf062\" tabindex=\"0\"> \t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-08709621-36d5-4a81-b9e2-7c59cffaf062\" style=\"color: #000000; \">Notes:<\/p> \t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div> \t\t<\/div> \t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-08709621-36d5-4a81-b9e2-7c59cffaf062\">  <ul class=\"wp-block-list\"> <li>Some metrics and their weights are different compared to analyses from previous years.\u00a0<\/li>    <li>The &#8220;least vulnerable&#8221; rank among individual factors may not be No. 443 due to ties.<\/li>    <li>This ranking covers only the U.S. counties FEMA rates as moderate to high risk for hurricanes \u2014 specifically, FEMA&#8217;s &#8220;Relatively Moderate,&#8221; &#8220;Relatively High,&#8221; or &#8220;Very High&#8221; Hurricane Risk categories. Counties FEMA rates &#8220;Very Low&#8221; or &#8220;Relatively Low&#8221; risk, along with all Pacific Coast counties, don&#8217;t appear in this study at all.<\/li>    <li>FEMA does not provide Hurricane Risk Scores for the Eastern Pacific Basin, so West Coast counties were excluded from this study.<\/li>    <li>This year&#8217;s ranking reflects FEMA&#8217;s <a href=\"https:\/\/www.fema.gov\/flood-maps\/products-tools\/national-risk-index\" target=\"_blank\" rel=\"noreferrer noopener\">National Risk Index v1.20 data<\/a>, released December 2025. The dataset carries forward a hurricane-specific Historic Loss Ratio correction FEMA introduced in an earlier update, and adds a 2024 boundary change that replaced Connecticut&#8217;s counties with regional planning areas.<\/li>    <li>This year\u2019s ranking includes 443 counties, compared to 318 last year, with 129 new additions, 6 counties dropped from the list, and 9 recategorized counties in Connecticut.\u00a0<\/li>    <li>Hurricanes that passed within 100 miles of a county&#8217;s center, the average radius of a hurricane, were counted toward that county&#8217;s storm history, even if landfall occurred elsewhere.<\/li>    <li>Data collection for this story occurred between June 15, 2026 and July 16, 2026.<\/li> <\/ul>  <\/div> \t\t<\/div> <\/div>  <div style=\"position: relative; width: 100%; height: 0px; padding: 72% 0px 0px; overflow: hidden; will-change: transform;\"><iframe loading=\"lazy\" src=\"https:\/\/e.infogram.com\/002a4db0-ea6c-484d-aa92-76c0af090d2e?src=embed&amp;embed_type=responsive_iframe\" title=\"LS: Methodology Table - 2026's Most Hurricane-Vulnerable Counties\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border-width: medium; border-style: none; border-color: currentcolor; border-image: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>    <p class=\"has-small-font-size wp-block-paragraph\"><strong><em>Sources:<\/em><\/strong><em> <\/em><a href=\"https:\/\/www.fema.gov\/emergency-managers\/practitioners\/resilience-analysis-and-planning-tool\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Federal Emergency Management Agency<\/em><\/a><em>, <\/em><a href=\"https:\/\/coast.noaa.gov\/hurricanes\/#map=6.95\/25.787\/-80.229&amp;search=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\" target=\"_blank\" rel=\"noreferrer noopener\"><em>National Oceanic and Atmospheric Administration<\/em><\/a><em>, and <\/em><a href=\"https:\/\/experience.arcgis.com\/experience\/6f335e45b82946b78f26562af399d200\/page\/home#widget_266=active_datasource_id:dataSource_1,center:-11849499.955277963%2C7455830.240637176%2C102100,scale:73957190.9489445,level:2,rotation:0,viewpoint:%7B%22rotation%22%3A0%2C%22scale%22%3A73957190.9489445%2C%22targetGeometry%22%3A%7B%22spatialReference%22%3A%7B%22latestWkid%22%3A3857%2C%22wkid%22%3A102100%7D%2C%22x%22%3A-11849499.955277963%2C%22y%22%3A7455830.240637176%7D%7D\" target=\"_blank\" rel=\"noreferrer noopener\"><em>U.S. Environmental Protection Agency<\/em><\/a><\/p>    <h2 id=\"final-thoughts\" class=\"wp-block-heading\">Protecting Your Yard During Hurricane Season<\/h2>    <p class=\"wp-block-paragraph\">The 2025 hurricane season marked the first in nearly a decade with <a href=\"https:\/\/time.com\/7325531\/2025-quiet-hurricane-year\/\" target=\"_blank\" rel=\"noreferrer noopener\">no major hurricanes making landfall<\/a> in the continental U.S. While 2026 seems similarly quiet so far (on land), it\u2019s important to stay prepared: Hurricane season typically ends Nov. 30, and it only takes one storm to cause severe damage.<\/p>    <p class=\"wp-block-paragraph\">When hurricanes strike, your yard can be either a hazard or a first line of defense. A well-maintained, storm-ready landscape helps absorb heavy rainfall, reduces severe runoff, and withstands high winds.<\/p>    <p class=\"wp-block-paragraph\">Here is how you can safeguard your property before a severe storm and help your lawn recover in its aftermath.<\/p>    <h3 id=\"23-before-the-storm-proactive-yard-defense\" class=\"wp-block-heading\">Before the Storm: Proactive Yard Defense<\/h3>    <ul class=\"wp-block-list\"> <li>Walk your yard to identify hazards and build a <a href=\"https:\/\/www.lawnstarter.com\/blog\/resources\/hurricane-preparedness-guide\/\">prep checklist<\/a>.<\/li>    <li>Remove dead branches and <a href=\"https:\/\/www.lawnstarter.com\/blog\/tree-care\/how-to-trim-a-tree\/\">trim trees regularly<\/a> to reduce the risk of downed limbs and roof damage.<\/li>    <li>Use <a href=\"https:\/\/www.lawnstarter.com\/blog\/landscaping\/best-wind-resistant-trees\/\">wind-resistant landscaping<\/a> with sturdy trees and deep-rooted native plants and ground covers.<\/li>    <li>Replace gravel mulch with bark or rubber mulch that won&#8217;t become flying debris. Use our <a href=\"https:\/\/www.lawnstarter.com\/blog\/landscaping\/types-of-mulch\/\">mulch calculator<\/a> to find the perfect mulch for your property.<\/li>    <li>Reinforce fencing or replace old posts to reduce collapse risk.<\/li>    <li>Clean gutters and <a href=\"https:\/\/www.lawnstarter.com\/blog\/landscaping\/improve-drainage-in-your-yard\/\">keep drains clear<\/a> to prevent yard flooding.<\/li>    <li>Explore other methods for <a href=\"https:\/\/www.lawnstarter.com\/blog\/landscaping\/hurricane-resistant-landscaping-ideas\/\">hurricane-resistant landscaping<\/a>, such as using salt-tolerant plants.&nbsp;<\/li>    <li>Secure or store patio furniture, grills, and d\u00e9cor if a storm\u2019s approaching.<\/li> <\/ul>    <h3 id=\"24-after-the-storm\" class=\"wp-block-heading\">After the Storm<\/h3>    <ul class=\"wp-block-list\"> <li>Wear protective gear like heavy-duty gloves and boots, and <a href=\"https:\/\/www.lawnstarter.com\/blog\/landscaping\/clean-up-yard-after-hurricane\/\">clean up your yard<\/a> and rake away storm debris.&nbsp;<\/li>    <li>Flush the saltwater out of your yard with fresh water to reduce saltwater intrusion.<\/li>    <li><a href=\"https:\/\/www.lawnstarter.com\/blog\/lawn-care-2\/why-should-you-aerate-lawn\/\">Aerate your lawn<\/a> once the ground dries to help relieve compacted soil.<\/li>    <li><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/organic-lawn-fertilizer-pest-control\/\">Hold off on fertilizer<\/a> for 3-6 weeks after a major storm, or at least until the lawn shows signs of active recovery (new blades emerging).&nbsp;<\/li> <\/ul>    <h3 class=\"wp-block-heading\">Stay Safe<\/h3>    <p class=\"wp-block-paragraph\"><strong>Important<\/strong>: Keep up to date with your local forecasts and evacuation plans, since a below-normal season doesn&#8217;t mean a storm-free one. Create a <a href=\"https:\/\/www.ready.gov\/hurricanes\" target=\"_blank\" rel=\"noreferrer noopener\">hurricane plan<\/a> with your household and stay informed about your local evacuation zone and routes.&nbsp;<\/p>    <p class=\"wp-block-paragraph\">Wherever you\u2019re located, know that a NOAA weather radio with battery\/crank backup will keep you informed if power and cell service go down.<\/p>    <p class=\"has-small-font-size wp-block-paragraph\"><strong>Main Photo Credit:<\/strong> Image by <a href=\"https:\/\/stock.adobe.com\/images\/flooded-houses-from-hurricane-debby-rainfall-water-in-laurel-meadows-community-in-sarasota-florida-aftermath-of-natural-disaster-in-usa-south\/1070971851\" target=\"_blank\" rel=\"noreferrer noopener\">bilanol<\/a> via Adobe Stock (license), modified by Sav Maive (text added)<\/p>    <p class=\"wp-block-paragraph\"><\/p><div class=\"ays-arp-under-posts-container ays-arp-elegant-layout related-posts\" id=\"ays-arp-under-posts-container-114623-6aa95c2ba13ac\"  data-id=\"6aa95c2ba13ac\" data-ratio=\"1\"><h2 class=\"ays-arp-under-posts-container-title\">Related Posts:<\/h2><input type=\"hidden\" name=\"ays-arp-id-6aa95c2ba13ac\" value=\"114623\"><div class=\"ays-arp-under-posts\"><div class=\"ays-arp-under-post\"><div class=\"ays-arp-under-post-header\"><div class=\"ays-arp-under-post-img-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/seasonal-income\/\" class=\"ays-arp-under-post-link\"  ><img src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/How-Lawn-Care-Pros-Make-Seasonal-Income-Last-All-Year-1-768x512.png?wsr\" alt=\"A collage of pros working outdoor service gigs, including gutter cleaning, snow removal, firewood sales, and equipment repair.\" class=\"ays-arp-under-post-img\"><img src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/08\/How-Lawn-Care-Pros-Make-Seasonal-Income-Last-All-Year-1-768x512.png?wsr\" alt=\"A collage of pros working outdoor service gigs, including gutter cleaning, snow removal, firewood sales, and equipment repair.\" class=\"ays-arp-under-post-img ays-arp-under-post-img-mobile\"><\/a><\/div><\/div><div class=\"ays-arp-under-post-content\"><div class=\"ays-arp-under-post-title-row\"><div class=\"ays-arp-under-post-title\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/seasonal-income\/\" class=\"ays-arp-under-post-link\"  >How Lawn Care Pros Make Seasonal Income...<\/a><\/div><\/div><div class=\"ays-arp-under-post-read-more-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/seasonal-income\/\" class=\"ays-arp-under-post-link\"  ><span class=\"ays-arp-under-post-read-more\">Read more<\/span><\/a><\/div><\/div><\/div><div class=\"ays-arp-under-post\"><div class=\"ays-arp-under-post-header\"><div class=\"ays-arp-under-post-img-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/organic-lawn-fertilizer-pest-control\/\" class=\"ays-arp-under-post-link\"  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July backyard barbecue table with headline: 2026's Best Cities for Outdoor Parties\" class=\"ays-arp-under-post-img ays-arp-under-post-img-mobile\"><\/a><\/div><\/div><div class=\"ays-arp-under-post-content\"><div class=\"ays-arp-under-post-title-row\"><div class=\"ays-arp-under-post-title\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/best-cities-outdoor-parties\/\" class=\"ays-arp-under-post-link\"  >2026\u2019s Best Cities for Outdoor Parties<\/a><\/div><\/div><div class=\"ays-arp-under-post-read-more-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/best-cities-outdoor-parties\/\" class=\"ays-arp-under-post-link\"  ><span class=\"ays-arp-under-post-read-more\">Read more<\/span><\/a><\/div><\/div><\/div><div class=\"ays-arp-under-post\"><div class=\"ays-arp-under-post-header\"><div class=\"ays-arp-under-post-img-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/july-busiest-lawn-care-days\/\" class=\"ays-arp-under-post-link\"  ><img src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/06\/Why-July-3rd-is-Lawn-Cares-Busiest-Day-1-768x512.png?wsr\" alt=\"Stars and Striped Lawns: Why July 3rd is Lawn Care\u2019s Busiest Day\" class=\"ays-arp-under-post-img\"><img src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/06\/Why-July-3rd-is-Lawn-Cares-Busiest-Day-1-768x512.png?wsr\" alt=\"Stars and Striped Lawns: Why July 3rd is Lawn Care\u2019s Busiest Day\" class=\"ays-arp-under-post-img ays-arp-under-post-img-mobile\"><\/a><\/div><\/div><div class=\"ays-arp-under-post-content\"><div class=\"ays-arp-under-post-title-row\"><div class=\"ays-arp-under-post-title\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/july-busiest-lawn-care-days\/\" class=\"ays-arp-under-post-link\"  >Stars and Striped Lawns: Why July 3rd...<\/a><\/div><\/div><div class=\"ays-arp-under-post-read-more-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/july-busiest-lawn-care-days\/\" class=\"ays-arp-under-post-link\"  ><span class=\"ays-arp-under-post-read-more\">Read more<\/span><\/a><\/div><\/div><\/div><div class=\"ays-arp-under-post\"><div class=\"ays-arp-under-post-header\"><div class=\"ays-arp-under-post-img-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/lawn-care-costs\/\" class=\"ays-arp-under-post-link\"  ><img src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/06\/How-Location-Impacts-Lawn-Care-Spending-in-2026-LawnStarter-2-1-768x512.png?wsr\" alt=\"A lawn care pro mows a lawn between hardscaping\" class=\"ays-arp-under-post-img\"><img src=\"https:\/\/www.lawnstarter.com\/blog\/wp-content\/uploads\/2026\/06\/How-Location-Impacts-Lawn-Care-Spending-in-2026-LawnStarter-2-1-768x512.png?wsr\" alt=\"A lawn care pro mows a lawn between hardscaping\" class=\"ays-arp-under-post-img ays-arp-under-post-img-mobile\"><\/a><\/div><\/div><div class=\"ays-arp-under-post-content\"><div class=\"ays-arp-under-post-title-row\"><div class=\"ays-arp-under-post-title\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/lawn-care-costs\/\" class=\"ays-arp-under-post-link\"  >How Location Impacts Lawn Care Costs in...<\/a><\/div><\/div><div class=\"ays-arp-under-post-read-more-row\"><a href=\"https:\/\/www.lawnstarter.com\/blog\/studies\/lawn-care-costs\/\" class=\"ays-arp-under-post-link\"  ><span class=\"ays-arp-under-post-read-more\">Read more<\/span><\/a><\/div><\/div><\/div><\/div><style type=\"text\/css\">\n            #ays-arp-under-posts-container-114623-6aa95c2ba13ac {\n                width: 100%;\n                word-break: break-word;\n            }\n\n            #ays-arp-under-posts-container-114623-6aa95c2ba13ac .ays-arp-under-post {\n                width: calc(20% - 10px);\n                overflow: hidden;\n                padding: 10px;\n                border: none;\n            }\n\n            #ays-arp-under-posts-container-114623-6aa95c2ba13ac .ays-arp-under-post-img-row 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